Savings Calculator

Key in your information to the respective fields given below: Initial Deposit, Monthly Deposit, Interest Rate, Deposit Term, Savings Term, W/H Tax Rate and then click Calculate to get the desired result.


Your Savings Deposit Info:

Your Estimated Balance:

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Savings Calculator - Glossary:

Using our savings deposit calculator, can help to forecast your future interest earnings on the planned investment.

Initial Deposit

The starting balance of your proposed savings deposit account.

Monthly Deposit

The recurring monthly deposit payment towards the proposed savings account which will be added to your initial deposit balance + accrued interest until your savings deposit term mature.

Savings Deposit Term

The total number of years for the savings deposit account to mature.

Interest Rate

Agreed Interest rate under the terms of savings deposit account agreement.

Annual Percentage Yield (APY)

An effective annual interest rate earned. This calculator is designed to accrue interest on monthly basis.

Tax Rate

Most individual deposit accounts are subject to tax at the source (Withholding taxes). This calculator calculates the tax on the interest earned based on the user input.

Maturity Value

Estimated value of return on your savings deposit account (Initial Deposit + Recurring Monthly Deposit + Accrued Interest earned before taxes). This calculator calculates your maturity value based on the user inputs.

Total Interest Earned

Interest earned on your savings deposit account based on your APY.

Net Maturity Value

Net Amount (After Taxes - if applicable) paid at the end of your savings deposit term.